Wills & Family
Who should I choose as executor if I don’t trust my family?
Not everyone has a relative they would trust to handle their estate. Here is how to think about other options, from friends to professional executors.
An attorney under a Lasting Power of Attorney must be 18 or over and have mental capacity, and for a financial LPA must not be bankrupt or subject to a Debt Relief Order. Most people choose family members, friends or a professional they trust.
When you make a Lasting Power of Attorney (LPA), you choose who will make decisions for you. GOV.UK says your attorney must be:
For a property and financial affairs LPA, your attorney cannot be someone who is bankrupt or subject to a Debt Relief Order.
Your attorney does not need to live in the UK or be a British citizen. If you are thinking ahead, it may also help to read what happens when there is no LPA in place. If you would like a reminder of what an LPA covers, see our introduction to LPAs.
GOV.UK gives examples of people you might appoint:
A professional attorney will usually charge for their time. Family and friends usually act without payment, although they can claim reasonable expenses.
The legal rules are fairly simple. The harder part is choosing well. Questions to ask yourself include:
Talk to the person first. Being an attorney is a real responsibility, and they need to agree to it.
You can appoint one attorney or several. If you have more than one, you must say how they will make decisions:
The choice can affect how practical the LPA is to use, so it is worth thinking it through.
You can also name replacement attorneys. They step in if an original attorney can no longer act, for example because they die, lose capacity or no longer want to do it. Naming replacements can help keep your LPA working for longer.
Attorneys must follow the Mental Capacity Act 2005. According to GOV.UK, they must act in your best interests, help you make your own decisions where possible, keep your money separate from theirs, keep records and respect your confidentiality. They cannot use their position to benefit themselves.
Anita has three adult children. One is an accountant who lives nearby; another lives in Canada. She appoints the nearby child and her sister as attorneys for her property and financial affairs, acting jointly and severally, so either can deal with urgent bills. She names her child in Canada as a replacement. For health and welfare, she chooses all three, because she wants her family involved in care decisions, and she writes preferences about where she would like to live.
Attorneys are not the only people involved in an LPA. You also need a certificate provider, who confirms you understand the LPA and are not under pressure, and witnesses for the signatures. GOV.UK says attorneys can witness each other signing, but they cannot witness you sign. You can read about these steps in our guide to registering an LPA.
These rules apply to LPAs in England and Wales. Scotland and Northern Ireland have their own systems; see mygov.scot and nidirect.
Professional help may be useful if:
If you are worried that an attorney is not acting properly, the Office of the Public Guardian can investigate concerns.
If you would like help making or registering an LPA, you can find out about our Lasting Power of Attorney service or go straight to the short LPA questionnaire. WillHarbour is an introduction service, not a law firm. With your permission, we pass your enquiry to up to three suitable firms, such as solicitors or will-writing companies. Each must tell you about its fees and its referral arrangement with us before you decide whether to instruct it.
Yes. GOV.UK says your attorney does not need to live in the UK or be a British citizen. Think about whether they can manage things practically from a distance.
Yes. You can appoint a professional, such as a solicitor. They will usually charge for acting, so ask about their fees.
If there is no replacement attorney, the LPA may no longer work. Naming a replacement can help avoid this.
Yes, this is common. Attorneys must still act in your best interests and not for their own benefit.
This guide is general information about the law in England and Wales at the time it was last reviewed. It isn’t legal, tax or financial advice. For advice on your own situation, speak to a qualified professional.
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